💼 Smart Cents League (Ages 9–11)
 
Building Real-World Money Skills for Kids Ready for More
The Smart Cents League is Level Two of Aldo’s Allowance Academy, designed for kids ages 9 to 11 who are ready to go beyond the basics. This printable, screen-free system introduces your child to real-world financial concepts like budgeting, taxes, check writing, and saving with purpose—while still keeping learning fun, hands-on, and age-appropriate.
 
With guidance from Aldo the Owl, your child will:
Learn to plan a weekly budget
Track spending and saving in a simple ledger
Write pretend checks to pay bills like rent, utilities, and insurance
Understand the concept of taxes, including credits and refunds
Explore giving with intention and making thoughtful financial decisions
 
👨‍👩‍👦 Also Included: Parent Guide
The Smart Saver’s Parent Guide helps you confidently walk your child through each lesson. It includes talking points, activity suggestions, and guidance on how to introduce bigger money concepts like delayed gratification, taxes, and charitable giving—all at your child’s pace.
 
Whether you're homeschooling or just want to raise a money-smart kid, the Smart Saver’s League brings learning to life—without screens or subscriptions.
👉 Print it, reuse it, and revisit it as needed
👉 Designed to prepare your child for independence with money
👉 Best paired with Levels 1 and 3 for a complete experience
 
This is a digital product that will be emailed to you upon purchase. Due to the digital nature of the product, refunds are not permitted.